Your business, your insurance.

Commercial Combined Insurance offers a tailored insurance solution to protect all the things that matter to your business. 

With a Commercial Combined Insurance policy, you can include cover such as; Public Liability Insurance, Product Liability Insurance, Employers Liability Insurance, Property Damage Insurance, Business Interruption Insurance and Personal Accident Insurance. 

Combine a number of important protections into one easy to manage policy, with just one single renewal date. Making sure that your business is properly safeguarded, without the extra headache of having to keep track of multiple separate policies. 

Has juggling insurance policies for multiple cars left you in a spin? Then keep your business rolling with Fleet Insurance. 

If your company has three or more vehicles, managing the paperwork can feel like a never-ending task. Fleet Insurance works by covering multiple business vehicles under one single policy, with one renewal date. It can be a great option to protect the company, the drivers and the vehicles, and you can be safe in the knowledge that all parties are protected if they encounter unexpected bumps along the road. 

With Commercial Fleet Insurance you can save time and money, and the dread of constant policy renewals will be a mere dot in the rear-view mirror.

Public and Employers Liability Insurance can protect both your business and other parties if something goes wrong. 

Public Liability insurance is not required by law, but it is highly recommended and may be a requirement when signing contracts with clients, vendors or landlords. It can cover you for claims made against you or the business by a customer or a passer-by, for accidental injury, property damage, or even death. 

Employers' Liability is a legal requirement if your business has employees. In the unfortunate event that an accident happens on the job, or a staff member becomes ill, it is important that you are able to cover this risk. 

These claims can cost thousands of pounds to defend, and much more in compensation costs - so make sure you have the right cover in place to safeguard your business from significant financial damage. 

Whether you’re a seasoned professional at the top of your game, or just making a name for yourself in a new industry, the reality is, mistakes happen. 

If you make an error in the design specification of a building, or accidentally send a confidential contract to the wrong client, then a claim could be raised against you or your business. Professional Indemnity Insurance can cover you against such things as breach of professional duty, libel or slander, and loss of documents. It can also cover the legal defence fees and compensation costs if required. 

If you’re a company or a self-employed person who provides advice, designs, recommendations, specifications or instructions as part of the job, then securing Professional Indemnity Insurance could be a vital investment and could be critical to the survival of your business and professional reputation, should a claim be made against you. 

Everyday hazards are part of the job if you’re a tradesman. Sharp tools, dangerous chemicals and heavy machinery are commonplace. But it only takes one small spillage, or a trip over a misplaced garden rake to put a spanner in the works. Getting tradesman insurance is a great way to keep yourself, and your employees, protected, and to continue trading with peace of mind.  

From gardeners to painters, plumbers to electricians, we can provide insurance as specialist as your trade. With Tradesman Insurance, you can build a bespoke and adaptable policy that can protect yourself, your employees and your business assets. Our flexible cover allows you choose from a range of liability options, and can even include tool cover and professional indemnity if required.

From start-ups and sole traders, to partnerships and limited companies; Shops, Offices and Restaurant Insurance can be tailored to your specific business needs. 

We know how important every aspect of your business is to you, so this insurance can cover the things you rely on in the day to day running of the business, such as fixtures and fittings, as well as equipment that you need to operate. It can also cover you for the things you can’t control, such as floods, fires and storm damage. This policy can also take into consideration actions by employees and customers, such as theft, as well as damage committed by vandals.

In the unfortunate event that your business suffers an unforeseen knockback, this insurance policy can make sure that you and employees are protected, and your business has all the help it needs to get back up and running again as quickly as possible.

Are you sick of ‘phishing’ around for the right deal, and getting bugged out by all of the options? Then let us take a look at your business and together we’ll find the right solution to protect you in the digital world.

A Cyber Insurance policy can cover you for a wide variety of cyber risks. If you’re worried about a GDPR breach causing a data disaster, a ransomware attack, financial fraud or just simple human error, then taking out a cyber insurance policy is a no brainer. 

A cyber insurance policy can protect you in three main ways: 

• Help you recover financially by covering loss of business if your systems go down, covering recovery costs, such as data restoration, and by covering compensation costs and fines, depending on the level of cover taken out. 
• Help to recover your reputation by providing access to specialist crisis management and PR teams in order to reduce damage to your brand name.
• Help to prevent future issues by providing expert guidance and advice on how to defend against potential threats.

The cyber threat is constantly adapting, so our policy will too. By taking out Cyber Insurance, you are taking steps to ensure that your business is protected now and in the future.