Public and Private Hire Insurance
If you drive a taxi for a living, whether it is a public hire vehicle such as a hackney carriage, or a private hire vehicle such as a minicab, you will need specific taxi insurance. There are two types of taxi insurance in the UK:
Private hire insurance
This is for taxis that can only pick up pre-booked fares instead of being hailed on the street or at a rank. If you pick customers up from the street, you will need to consider Public Hire Insurance.
Public hire insurance
This is for vehicles that are licensed to pick customers up on the street or at a taxi rank, as well as covering you for pre-arranged pick-ups. If you are only picking people up who have pre-booked, then Private Hire Insurance is the one for you.
Taxi Fleet Insurance
If you have a business consisting of a fleet of taxis, it can be a challenging task when it comes to policy renewals. Remembering all of the different renewal dates can be worse than being sat in rush hour traffic on a Monday morning!
With Fleet Insurance, you can place all of your taxis on a single policy with just one renewal date, saving you both time and money over individual vehicle insurance. We know that every company is different, so our Fleet Insurance policies can be tailored around your business and specific needs.
We can offer mini fleet policies, which can cover 2 - 5 vehicles, as well as policies for larger fleets. Whether your business is made up of Minicabs, Minibuses, Private Hire cabs, or a complete mix of vehicles, we’ll have a policy for you.
So, take out the stress of managing all of those individual insurance policies, and call our specialist team today to see how we can help you.
Driving for Uber can be an exciting and rewarding career. You’ll benefit from flexible working hours that you’re in control of, and no two days will be the same!
As an Uber driver, it is important to make sure that you and your passengers are fully protected on all journeys. Uber drivers are considered to be ‘independent contractors," which means it is your responsibility to make sure that the appropriate level of cover is in place before you take to the roads.
Driving for Uber can mean that you work long, often unsociable hours, and you may be required to drive in unfamiliar or congested areas with high accident risks. So, getting the right cover is essential so that you can stay on the road and keep collecting fares. We can offer specialist private hire insurance for Uber drivers, with varying levels of cover, so you can get a policy that’s right for you.
If you’d like more information or advice on which specialist Uber insurance policy would be a good fit for you, please get in touch today — we’d be happy to help.
Why not get a quote?
Fill a few details in and our team will get back to you within 24 hours on weekdays, and 48 hours at the weekend.
We know that as a taxi driver, time is money. So if you’re broken down and stuck at the side of a road, it’s not just an inconvenience, it’s a loss of a day’s earnings.
In the event of a breakdown, specialist Taxi Breakdown cover is designed to get you, your vehicle, and your passengers back on the road as quickly as possible.
Our policies can offer cover for misfuel, lack of fuel, loss of keys, flat battery and a mechanical or electrical breakdown. We can offer roadside assistance, and if they can’t get you going on the side of the road, your insurance could cover being taken to a local garage. We can also offer home assistance and nationwide recovery, making sure that you and your passengers can reach your destination safely. Taxi Breakdown cover is available for individual taxis or whole fleets.
Avoid costly vehicle downtimes, and take out Taxi Breakdown Cover today!
We know how much you depend on your taxi on a daily basis, and how crucial it is to your income and livelihood. And we know how important it is to be able to stay out on the road. That’s why Replacement Taxi Cover could be a crucial investment.
Being in an accident is stressful enough, without the worry of losing your income whilst you wait for your insurance claim to come through, or for the damage to your car to be fixed. If you have an accident, or if your taxi is stolen, we’ll keep you on the job, so you can keep earning.
Depending on the Replacement Taxi Policy that you take out, you can be provided with a fully plated, shiny replacement taxi, from 7 - 28 days. This means that you can sort your repairs and insurance claim out, and keep on picking up fares at the same time.
Make sure that your VIP’s are covered from A to B with specialist Chauffeur Insurance.
Whether you’re collecting a business executive from the airport in a prestigious car or taking a bride to her dream wedding in a limousine, ensuring that you have the right level of cover is essential to protect the driver, the vehicle, and the passengers too.
Make sure you’re never out of the game with Breakdown cover. If it’s going to be a longer fix, don’t miss great business opportunities - with Replacement car cover, you can be driving around in a car of similar class and style in the unfortunate event of an accident. In the worst-case scenario where you are unable to work, make sure you and your family are protected and not worrying about financial stresses - Interruption of Earnings insurance can offer real peace of mind.
We can assess what suits you best and roll it all into one easy package!
Every business is different, some may need Commercial buildings insurance for their offices and fleet garages, and some may just be after Public Liability to make sure you are covered in case a customer, or a member of the public is injured or their property damaged in any way as a result of anything to do with your business.
Let us have a look today at your Chauffeur business to find you a tailored solution!
Streamline your insurance
We can arrange multiple insurance policies to have a common renewal day - meaning you don't have to remember what is insured, and who it is insured with. Manage all your insurance with one easy renewal date, and one set of contact details!